Dumb Pipes
Spotting `dump pipes` during the re-bundling of banking, is not easy 800 439 Efi Pylarinou

Spotting `dump pipes` during the re-bundling of banking, is not easy

Spotting `dump pipes` during the re-bundling of banking, is not easy `Buy versus build` continues to be a discussion for incumbents.  Shared infrastructure allows for rapid deployment, economies of scale, and expansion in additional markets. On the other hand, incumbents have cultural issues and technology integration challenges that are real. Increased Saas model adoption and…

read more
One of the Top 20 AI Blockchain projects – Numerai
One of the Top 20 AI Blockchain projects – Numerai 800 578 Efi Pylarinou

One of the Top 20 AI Blockchain projects – Numerai

One of the Top 20 AI Blockchain projects – Numerai LiveTiles brought to my attention 20 AI Blockchain projects through a great infographic. Numerai is one that I profiled in 2017 backed by Fred Ehrsam, Joey Krug, Juan Benet, Olaf Carlson-Wee and Union Square Ventures. Numerai is creating a meta-model from all the Machine Learning…

read more
Don`t confuse People-centric Banking with Customer-centric Banking 800 551 Efi Pylarinou

Don`t confuse People-centric Banking with Customer-centric Banking

Don`t confuse People-centric Banking with Customer-centric Banking A bank that is people-centric is one that supports, inspires, and grows a community with strong ties. This is much more than a customer centric bank. The customer centric hashtag may mean a great app that is simple and easy to use, or an onboarding process that is…

read more
Robo-advisors increase AUM but the Cash pile in the market hasn’t decreased 800 533 Efi Pylarinou

Robo-advisors increase AUM but the Cash pile in the market hasn’t decreased

Robo-advisors increase AUM but the Cash pile in the market hasn’t decreased The top five robo-advisors have accumulated over $187 billion in AUM. Two incumbents and three Fintechs are leading. Growth in asset gathering continues but as per Autonomous Research, the jury is out as to whether gathering assets or gathering users are good measures…

read more
Can Facebook pull off a 60% attack on the LIBRA network? 800 411 Efi Pylarinou

Can Facebook pull off a 60% attack on the LIBRA network?

Can Facebook pull off a 60% attack on the LIBRA network? This is a question asked because LIBRA is the brainchild of Facebook. As a result, a lot of people in the developed world are cautious about whether LIBRA will be a force for the good. The people that don’t forget Cambridge Analytica, fake News,…

read more
Tencent & Goldman Sachs fuel Nubank`s expansion
Tencent & Goldman Sachs fuel Nubank`s expansion 800 450 Efi Pylarinou

Tencent & Goldman Sachs fuel Nubank`s expansion

Telecoms, banks, and e-commerce giants Last October, the Chinese multinational conglomerate Tencent Holdings Limited, better known as ‘Tencent’ invested $180 million in Brazilian digital bank and credit card operator ‘NuBank’ (Nu Pagamentos SA). [1] This FinTech pioneer, an early mover in Latin America’s largest market offering fee-free credit cards and digital payment accounts, has recently obtained clearance from…

read more
Telecoms, banks, and e-commerce giants
Telecoms, banks, and e-commerce giants 800 517 Efi Pylarinou

Telecoms, banks, and e-commerce giants

Telecoms, banks, and e-commerce giants MPesa`s early success in Kenya will remain the mobile money business case study of payment innovation in Emerging markets. [1] It was 12 years ago; in 2007 when Vodafone launched the service. Africa continues to be the continent where `Necessity is the mother of invention`.  Africa brings to market further…

read more
Advertising is the new high-priced tobacco and vendors are addicted to it
Advertising is the new high-priced tobacco and vendors are addicted to it 800 583 Efi Pylarinou

Advertising is the new high-priced tobacco and vendors are addicted to it

Advertising is the new high-priced tobacco and vendors are addicted to it We have to fly high to get a different view of what is happening in the world. I started looking at the revenues of Big Tech companies like Amazon to see where growth is happening. Looking at the 2018 revenues of Amazon, there…

read more
Do you envy Goldman Sachs? Join Marcus. 800 534 Efi Pylarinou

Do you envy Goldman Sachs? Join Marcus.

Do you envy Goldman Sachs? Join Marcus. Come on, lets admit it. The world has long envied Goldman Sachs. This never faded away, even while Goldman Sachs was going through an identity crisis after the 2008 financial crisis. Goldman Sachs is an example of how an incumbent builds a Fintech business. It is not in…

read more
Mathematics and nature's way
We use language and law to collaborate; now is the time for Mathematics and nature’s way 800 533 Efi Pylarinou

We use language and law to collaborate; now is the time for Mathematics and nature’s way

We use language and law to collaborate; now is time for Mathematics and nature’s way Christine Lagarde moderated a panel with two Central bankers (European Central Bank and CB of Kenya), an incumbent (JPMorgan) and a disruptor (crypto fintech company Circle). The topic was “Money and Payments in the Digital Age.” CCN covered the panel…

read more

Subscribe for our news updates and exclusive content.

Get all my best content in your inbox

Starting a project?

Contact Efi

Join my social circle

Social media

Categories

Blog articles

Fintech and Blockchain advisor

Switzerland
Tel: +41 78 944 3470

Categories

© 2019  Efi Pylarinou. Developed by Core Dynamix Apps Digital Agency

    Privacy Preferences

    When you visit our website, it may store information through your browser from specific services, usually in the form of cookies. Here you can change your Privacy preferences. It is worth noting that blocking some types of cookies may impact your experience on our website and the services we are able to offer.

     

    Our website uses cookies, mainly from 3rd party services. Define your Privacy Preferences and/or agree to our use of cookies.